It has recently launched several new initiatives including Wisr Credit, a comparison site for credit scores; the Wisr App which allows consumers to round up change to the nearest dollar from online transactions to put towards their debt repayments; a personal loan insurance offering; Wisr @Work, a product designed to help companies retain employees by offering personal loans as part of their salary package and other ancillary loan products. We have dimensioned the impact of these additional revenue streams and have found that the combined impact on our base case valuation is an additional $0.138/share. The benefit of these new product lines is expected to be reflected more fully in FY20 and beyond and, therefore, we have not yet included these new streams in our forecasts
