Gracie no doubt you have probably successfully traded this stock...

Gracie no doubt you have probably successfully traded this stock many times over, however 20s are gone for good in my view, you don't have to be Einstein to look at the growth in FUM will exponentially grow in the next 3 or 4 years. If it did touch the 20,s again I would be looking to top up significantly.

You might expect by 2020 FUM to be double or 3 times the current balance if overseas gathers some momentum, given PPS is scalable, future profitability suggests this is a long term hold in my view. Only time will tell but have had a good look at the half year results and I for one was very happy, the U.K.result and outlook is particularly important for the short term PPS! I am definitely playing 18 holes here....

Good luck all