The 'sum insured', as you put it, is not something that has...

The 'sum insured', as you put it, is not something that has been, or is ever likely to be, disclosed by the company.

The property and BI 'sums insured' have no relevance to each other as one is for replacement of the sea wall and one is for 'insurable gross profit', which also differs from an 'accounting gross profit'. There is apparently also a general risk of the insurers applying an 'underinsurance' penalty, as many customers wrongly calculate their initial sum insured for BI cover (this is a general opinion from someone in the insurance industry and not specifically regarding Mgx - it just adds further weight to 'complexity' of the calculation and settlement process).

However, due to the reduction in the io price for the 'indemnity period' (ie, the period immediately following the collapse and the period the insurers will eventually pay on), a 'guesstimate' figure of $20mil has been mentioned previously here on HC.

Regardless, patience is a virtue.

GLTAH.