hi eerrtt comsec and cmc markets are estimating 9th feb in their...

hi eerrtt comsec and cmc markets are estimating 9th feb in their calendars just wondering your thoughts between lics and etfs. I use to own a few etfs ( hvst ymax vhy ) but I went off them a bit over their distributions which I find are more complex to understand and more work for accounting purposes than a divvy and franking credit from a lic. also I thought if their was a bad crash an etf fund may be terminated where as a lic company would just keep trading on the exchange