Yes it's hard for many people in power to get their head around to who owns the money!
In the banking commission one of the execs when asked about returning funds to customers slipped and said "we will return the banks money as soon as practicable", he was duly corrected by being told but it was the customers money you were taking away in the first place so it didn't belong to the bank!
What was the old saying possession is 9/10ths of the law?
Unintended consequences of Labor's Cash Grab, page-17
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