I am no apologist or defender of CPT but one thing I know is...

I am no apologist or defender of CPT but one thing I know is that the quartilies does not really reflect the knowledge I got out of HT. Afterall they are teaching knowledge and not crystal ball gazing. Yes, at the end of the day performance of a company is judged by the profit it makes. Unfortunately it exists not in a sexy sector like Iron Ore or Coal or Uranium so no one is interested in this one. I don't blame them but to blatantly accuse them of dishonestly charging $$$ for understanding 2% rule is misleading, and worse of all not knowning the contents of the product they sell to derive such simplistic comments only prooves one thing. Change your nick to 'The Grudge' instead...LOL