Time for change, page-4

It is plausible the Board did not have a true reflection / understanding and account of the financial and terminal client relationship. A position was taken and forecast / hedged income, this could be manipulated to a position which was desirable for board reviews.

2 concerning items occurred, Tier Investment, PALA withdrew and sold out, along with Chapman.

$1 might not be as far away, yes perhaps shareholder trust is gone, however if client trust is still showing a glimmer of hope, fingers crossed momentum occurs sooner but most importantly the Board shake the tree and cut much maligned overheads and legacy personal where these issues have continued to occur and become acceptable.