"What happens if I am both an investor and trader. I sold some...

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    "What happens if I am both an investor and trader. I sold some of my stocks before 12 months but i wish to sell some after 12 months."

    If you are using one broker account (HIN), you are basically either an investor or trader but not both.

    You will be a trader if you regularly do many trades per month (say 5 trades per month).

    But if you are only doing a 10 trades per year, you are not a trader.

    Even if you trade regularly, if you want to stay on capital gains tax (CGT) account (to take advantage of the 50% tax discount when you hold a share for over 12 months), just stay on CGT account.

    Being a trader is good if you have a job and you make losses on shares because you can offset your share trading loss against your employment income and get a tax refund of your PAYGW tax paid by your employer.

    In summary, whether you are a 'trader' or an 'investor' depends on the number of trades you do per month.

    If you just 'speculate' on a few short term trades, being a 'speculator' is not the same as being a 'trader'.

    A 'speculator' is not a business. A 'speculator' reports as CGT.

    ...........
    Last edited by ddzx: 22/08/16
 
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