takeover speculation, page-6

Rumours are the banned volume rebates will continue to be paid, albiet the paper trail between product provider - dealer group - and eventually financial planner will be for things such as:

"Client Seminars" (Most popular idea at the moment)

Whereby a "client seminar" will take place and the financial adviser will receive a marketing allowance for time used selling a providers product.

Funds are siphoned through the Dealer Group so direct payment to adviser does not occur.

So basically what I'm saying is that the regulators won't realistically be able to cease kickbacks from product providers to advice providers.