Depends on your age ? 20 to 60 =no.
60 to 70 =maybe
over 70 =yes
I'm 70 and my super fund is mainly all hi risk aggressive international shares. returning 14% p/a after fees and tax, the 6 years following the GFC 25% p/a.
I've got a mate who cashed out of his super when he saw the result of the GFC and he missed all those returns.
NZ fund.
good luck
