It is all getting a bit personal but for the sake of simplicity,...

It is all getting a bit personal but for the sake of simplicity, my position and opinion is this:
SUN is a Australian based P&C insurer where in the short and medium term, the market is expecting a special dividend to sustain a SP much over $13.25 otherwise short to medium term it will continue to trade in the $11-13 range and the life insurance problems always come out of nowhere. Cameron is untested in insurance.
QBE has an offshore P&C book, no life company and has underperformed every results seasons compared to expectations. They may continue to do that or may surprise the market. If the surprise occurs or just no more bad news from anywhere: then the QBE SP will go up quite considerably.
IAG is a major competitor to SUN in all its P&C markets. QBE is up against mainly British insurers: that competition issue is worth consideration IMHO but pls DYOR.