Hi Camden, your level of knowledge is incredible and it could...

Hi Camden, your level of knowledge is incredible and it could also be a little bit intimidating for not so savvy like myself. Every time I read your post - I learn something.
I would like to thanks you for your top quality posts, your time and devotion to HC. Cam, would you pls have any idea on CSV? I am atm unfortunate holder of COF and CSV too. COF is worrying me more than CSV - more money involved in COF. Your post about COF has given me a bit of optimism. Thanks again.