All this comparable fluff, my 18 year daughter loves after pay, it's a very simple & effective payment plan, this is why it has boomed, SPT so far has proven already that they are not that unique after all, with the interest free payment plan, but your still paying interest on your credit card no matter how spt operate. Splt payments is nothing new, been around for years, now aint that the truth. New banking products are being created constantly, banks will always still have the upper hand. Unless split it can become a bank itself i can not see it taking off like APT.
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