For example, if you want to buy a Chanel handbag for your wife...

For example, if you want to buy a Chanel handbag for your wife and your credit card has enough credit limit to purchase this bag for $5000, but the thing is you may not have enough cash flow to pay off this debt within 50 days so you will need to pay the interest for this purchase anyway. However, with Splitit you may only need to pay roughly $400 each month to enable your interest free benefit. In other word, Splitit can help you to reduce your monthly credit card repayment, which allows you to use your current credit limit interest free. This is the core concept, which is a way of debt management.