Split Payments contra to Rules?, page-4

it keep working until you get caught.....ie when the card schemes become aware

They then punish retrospectively.

If you want to ignore the rules, fine, do so - but there are penalties when caught

Just like every other rule /law etc

Im not sure what sort of police state you live in where you are stopped BEFORE breaking a rule or law, but, if thats the world you live in, then good luck to you.

Ive published my source, including a link to Visa itself - now, you can DYOR and ask the right questions.