SGH, page-282

I try to avoid having morality as I question what form it should take.

Values make us who we are and are a powerful tool of control, hierarchies not only exist in the institutions which control our lives but also in the way we perceive ourselves and the world.

@DrWho doesn't deserve any response.

QPP had more than a lingering smell, I suspect there was no viable business.

Long term track record, tells you about economic position. Just because you have revenue doesn't mean you have a profitable business.

NIHL was not viable as we know, again how did you get explosive growth in industrial deafness claims 20 years after earplugs?

Same way you get explosive growth in mortgages - lower the standards, institutionalised fraud.

The fact no-one went to jail is only evidence that laws only apply to poor people. Wealth and power have means to defend themselves.

There was no chance to "turn QPP around" as there was no stable profitable state to begin with and no time to start from scratch.