You havent proved your case AS EXPECTED just opinions - which are flawed!! all of them YOU should look at the papers there is NO PROOF!
ITS A SCAM -- IF NOT IT SHOULD BE EASY FOR YOU TO PROVIDE PROOF NOT OPINION -- YOU CANT ?AND HAVENT QED!
You need to prove your arguments----- the insurance argument doesnt cut it iMHO------a waste of resources - on a yet to be proven hypothesis and IMHO discredited hypothesis ---LOOK at Tees charts which you seem to ignore
What will you do when your models become so out of whack ? You should celebrate - because it means our future is good not what you are peddling - doomsday !