Managed to buy some over the past week, feel late to the party...

Managed to buy some over the past week, feel late to the party but maybe things are just warming up. My main gripe is that this is going off faster than I can get more funds available, so would be very happy with a pull back. With multiple banks testing this mechanism for international money transfers and a very good chance of delivering a useful solution for a real world application, this is looking like a XRP might deliver SWIFT a Kodak moment. SWIFT currently handles over 19 million financial transactions per day between over 11000 financial institutions, 7 billion messages in 2017. Unlike Bitcoin, Ripple has excellent scalability and can handle >1500 transactions per second (129.6 million per day). With Ripple the settlement period is 4 seconds, compared with 3-5 days using SWIFT. It beats Bitcoin for utility hands down. XRP is now the second ranked coin after Bitcoin, will 2018 be the year that Ripple claims the number one spot?

https://www.swift.com
https://ripple.com/xrp/