Well I tend to agree with you as I have major holding with Stellar as it is cheap and faster than most other coins.
But Ripple has investments from large US based venture capitalists and the value has gone down to a level where it is struggling to go down further.
I don't expect USD$0.10 - chances are less but no one can predict anything in the crypto world. With the current price, I believe Ripple and NEO are somewhat safer in the current climate.
