hey (no expert so grain of salt blah blah) sorta that was always the case anyway (what u sorta described) ...always the case that u could retire, empty the piggy bank then go back to work the next day after a change of heart.
if paye working, and meet the rules for contributing, then if u r are paid SGC then it has to go into an accum fund somewhere (cap hit or no cap hit) ......u could never add funds into a pension fund prior to cap and still cannot. so sorta not a lot different to previous. only difference now is that u r excluded from non-conc contributions in ur accum fund if u have hit the cap.
happy for someone who knows to correct me .........
