hi Kacy, Option 1 referred to just a simple transfer of part or all of the SMSF, therefore no impediment( apart from selling of the equities in the SMSF). I missed the unisuper fund you pointed out, pretty good, fees low, maintains partial exposure to franked dividends. Fits the criteria for a mixed SMSF and industry fund solution very well. It will be interesting whether the funds bring out new products tailored for refugees from the ALP changes. Feel very free to post about any other little gems you come across. cheers