CCA 5.56% 6.8¢ change financial limited

Listen up boys and girls. I know the payments and banking space...

  1. 8 Posts.
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    Listen up boys and girls. I know the payments and banking space can be very overwhelming but if you do the research it becomes very clear how the big boys are positioning themselves.

    Traditional banks and payments how we know it today is dead. Startups like LendingClub, Square, Cabbage, Ant Financial, N26, Simple, Revolut are no longer startups. Most people will not have heard of these companies, yet Ant Financial reportedly raised $10b at a $150b valuation.. (https://www.cnbc.com/2018/05/29/chinas-ant-financial-raises-10-billion-at-150-billion-valuation.html)

    These companies are now branching out into new verticals by acquiring other technology stacks and businesses. They have the track record, valuations and balance sheet strength to achieve this now. Meanwhile traditional banks remain stagnant!

    These once "startups" are now applying for banking licenses :
    https://www.wsj.com/articles/jack-dorseys-square-makes-a-move-into-banking-1504737851
    https://www.pymnts.com/cryptocurrency/2018/coinbase-ivykoin-banking-license/
    https://www.coindesk.com/crypto-startup-circle-seek-banking-license-us/
    http://www.altfi.com/article/3140_t...h_companies_want_the_old_trusted_safety_chain
    https://bankinnovation.net/2018/01/...-returns-to-roots-with-bank-acquisition-talk/

    People like Goldman Sachs, Softbank, Visa, Sequoia, Accel Partners etc are all investing in these verticals.

    The key value in the verticals is:
    Front End - Customers that trust and are engaged on a financial platform (Digital Bank, Lending Platform, Crypto exchange)
    Back End - Sponsor Bank / Banking License / Custody / Regulations / Technology Platforms

    And the most important whether it be traditional fiat or crypto:
    Middle Infrastructure - Digital Processing

    Using blockchain Ivy will be able to adhere to the regulatory needs and reduce massive compliance burdens for banks.  This is also the piece of the puzzle that connects crypto to real world payments infrastructure.`Mastercard seem very committed to the digital processor Change are building and this has been reiterated multiple times by Peter Clare (Ex-CEO Westpac).

    Yesterday Goldmans led a $45m raise for Marqeta (digital processor) at $545m
    https://techcrunch.com/2018/06/05/marqeta-iconiq/
    https://www.americanbanker.com/news/moven-to-receive-23m-from-softbank-plans-to-buy-bank

    Change now has a seat at the table in the front-end with a 160k + customers on a loved world-leading digital banking product (ChimpChange) https://mobile-banking.bankingcioou...gent-of-change-in-banking-cid-306-mid-40.html

    CCA has a seat at the middle-infrastructure table with it's Mastercard backed digital processor (which has to be worth minimum $100m USD based on other comparables) huge validation and high barriers to entry. Massive strategic value.

    CCA has a seat at the table now with Ivykoin. Its one of the top 100 coins in the world and hasn't even listed on a proper cyrpto exchange yet. If speculation about the company getting a banking license (as per the front page of the Wall Street Journal the other week) then they will have the back-end wrapped up....

    Looks like its all coming together from my point of view.. World leading infrastructure disrupting the worlds largest market.

    PS - current look through value of the Ivykoins ($0.15 USD) equals the current market cap..

    I'm making sure my seat-belt is firmly fastened for the 2H this year. This stock will be like a Tesla - modest, silent, then zero to 100 in 1.9 secs.
 
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