Offered 2.5% today by Westpac for $100K plus, page-8

Wifey and I's term deposit with Westpac expired last week... They offered us even less if we renewed, 2.4% for 12 months I think it was.

Thanks, but no thanks - we'll go somewhere else. Hang on Sir, I'll discuss with my manager.... can we book in a meeting? No. I find Westpac hard to deal with, they always want to sit down, have discussions and make a big deal out of every decision. I'm busy, don't have time to have coffee dates with the bank. I just want answers to my questions not a whole negotiation process and the bollocks that go with it.

Trouble is, Noddy is aggressive with money, wifey is conservative... she likes money in the bank and no where else - just need to find the balance .