With most Australians being under-insured, there has to be a...

With most Australians being under-insured, there has to be a market for life insurance for those that can't afford financial advice. The extra education requirements coming in for financial planners from 2024 as well as increasing compliance requirements are only going to push up the cost of advice, making it less affordable for people to access it. As long as they are not selling crap products and not using excessive sales tactics, there has to be some benefit in people being insured for a couple of years compared to not at all. Happy to go long term on this for it's value.