no prob. i think it can be helpful if people share their general understanding of this stuff so that when we do get professional advice before acting, we're able to go into that discussion with at least some understanding of the rules.
one point of clarification - i made the comment that the current balance needs to be below 1.6M for you to make non-concessional contributions. my understanding is that you can then only make contributions that would take it up to the 1.6. so if the balance was 1,550k then you could only put another 50k non-concessional in (but concessional employee contributions can continue to go in).
again, i'm an amateur sharing a general understanding of the rules, not claiming to be a professional providing advice.
