Feb 9 (Reuters) - Suncorp Group Ltd (SUN) :
- Expected to deliver an improved second half NIM
- "Life planned margins are expected to remain stable"
- In medium term expects flat cost base in FY17 and FY18
- In medium term expects improving underlying NPAT
- In medium term expects sustainable ROE of at least 10%, which implies an underlying ITR of at least 12%
- "Continues to target a dividend payout of 60% to 80% of cash earnings"
- "Housing loan portfolio is expected to grow in second half"