An RC doesn't do criminal charges, but the following from The...

An RC doesn't do criminal charges, but the following from The Australian is a worry:

National Australia Bank has copped a Hayne royal commission battering with chairman Ken Henry and chief executive Andrew Thorburn lambasted for not accepting “necessary responsibility”.

Commissioner Kenneth Hayne singled NAB out for special attention in his final report, saying he feared there may be a “wide gap” between the public face of the bank and what it does in practice.

“NAB also stands apart from the other three major banks,” the report said. “Having heard from both the CEO Mr Thorburn, and the chair Dr Henry, I am not as confident as I would wish to be that the lessons of the past have been learned.

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“I was not persuaded that NAB is willing to accept the necessary responsibility for deciding, for itself, what is the right thing to do, and then having its staff act accordingly.