The hold up for financing is exactly as many have pointed out - there wouldn't be many options and the available ones wouldn't be that attractive. RM may be negotiating or still trying to find a good option.
An off-take agreement will be announced sometime, but with vague detail. The missing detail will fail to mention that the agreement will probably be just for a test sample only and then they'll negotiate dollars based on quality of the test results by the potential client. This adds a lot more time to the process that people aren't considering. You may also find that 'shipping in Q1' may just be the test sample.
Moving forward.., page-7
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