ivyKoin is shaping up as a behemoth. If any crypto can crack into the established banking industry it's ivyKoin IMO. Once this is established for 12 months on a main exchange I expect it to be valued in the billions. On all metrics it's a far better solution than what Ripple are offering. Ripple is currently valued at US$24 billion.
At 10c, ivyKoin is valued at US$90M. Ripple currently 266X ivyKoin's value.