IPO - Raiz Invest Limited, page-85

Really, you're considering re-evaluating the RAIZ ETF portfolio at the moment. It seems like you're panicking. Here's why:


Both the ASX 200 and IAA (Asian Large Cap) are down about 8% since 31 August. The ASX 200 is currently around it's 6 month lows, and IAA is on it's 12 months lows.

Lets' say your're invested in the aggressive option which is 54% in the ASX 200 and 24% in IAA. So you should be down at least 6.2% from these two holdings alone.

If an 8% fall in the market makes you nervous you should probably consider switching to a more conservative portfolio.

But if you sell everything now and close you're account then you are quite literally Buying High, Selling Low, which is the worst way to invest.

Instead you should let RAIZ do its thing, turn on round-ups or a recurring deposit (or both) then log out of the app and live your life. Log back in a year or 10 and you'll be have a nice surprise.