holders are not liable to pay until april 21, page-41

Good on ya lu. By what other means can you acquire a multimillion dollar liability with the click of a button? There would be far more paper work and credit checking if you bought a used car (boy, am I tempted to use expletives). My guess is that there might be a bit of threatening stuff yet, but from what I hear any attempt to get money via a court action would get chucked out quick smart. And there are plenty willing to help the little guys this time.

We live in a capitalist democracy, not an abattoir.