you wont loose your lots but they may be worthless depending on...

you wont loose your lots but they may be worthless depending on when they were established. if they are old then they will have value if young then perhaps not. I suspect the solution will be that you will have to put in more management fees to manage the projects to completion. It just depends if that is economic for you?

The loans are seperate to the trees and you are liable in full recourse whether the trees have value or not. This is quite a normal situation on any full recourse loan you take out with a bank including house mortgage.