Well I'm also in the game of asking for the keys back to houses,...

Well I'm also in the game of asking for the keys back to houses, cars and kitchen appliances because people have mortgaged themselves to the hilt and lease everything because they want it now instead of saving.
Let's just say business is good. There is a lot less room for change than people think.
A percentage increase of any kind will create serious issues for plenty.
This will create a snowball effect and we will benefit.