Yes FX has a 97% failure rate so you NEED that education. Are you able to try some of their stuff for free first to decide if their style fits your trading personality? I know a few 'day traders' who are doing quite well, they usually only target 20-50 pips per day and then build their accounts from that. If these guys are teaching you how to trade for yourself then why do you need the daily reports at $100 a month?
Here's the link to the mob I mentioned above, again I have no association with them and only know of them as they have tried to sign me up a couple of times.
Shop around before committing money to see if a particular mobs training suits you.
We all have different trading personalities and psychologies so I reckon that finding training that best fits is the way to go. Ask for free trials or videos to help you decide.
(p.s. There is also a HUGE difference between knowing the right answers and applying those answers to real live trading. )