It would be interesting to no how many of the owner branch...

It would be interesting to no how many of the owner branch manager networks are profitable as a number of these branches have closed around where I live in recent years. With online banking and far less dependence on ATM.s the owner branch managers commission opportunities have diminished. I looked at buying one of these franchises circa 1990 and even went as far as having an interview with Darryl Bray in head office but after conduction due diligence decided a Jim's lawn mowing franchise offered better returns.

 If BOQ was to become a T/O target I would think a condition to the transaction would be that the owner managers would be brought out and only the best offices retained with wholesale branch closures most likely. Luckily I sold my shares recently at $10.67 making over $1 per share. Unfortunately i did not short them for the slide down the slippery dip.

For what its worth I think BOQ will dip under $9 after going ex div with $8.50 possible. Appointment of a strong CEO and sale of insurance business will be a positive for a short term bounce. Loss of mortgage broker referrals would be negative. Things get cheap for a reason so do some homework before taking a position. Still have MYS which report in a couple of days.