So in 2 months it will be worth exactly the same (or less) @ 3.7... could have earned 2 months of bank interest perhaps (although not that much given low interest rates) or invested in something else... no essentially you have bought your self 2 months of being exposed to the vagaries of the market for no likely gain ... but each to their own I guess.
Mind you if you are a trader and intend to flip it on an strength shown then ... fair enough