For me, it's a beautiful question but yet may equip others to...

For me, it's a beautiful question but yet may equip others to think critically.

I've noted that you are personally brilliant at this - I am always eager to hear your views.

I'm not kowtowing - I mean it.

I'm only guessing, but when you have Koshi and the Barefoot Investor being thrust towards some, on all levels ...

Well, I just think the bar should be raised and quite possibly the manicure of the toes are too low brow.

Together with disclaimers, money is made in this space.

Just tossing around ideas.