Hey Mani - I think it is a perfectly sound idea in principle , provided the claim is targeted the correct way. Here are a couple of post I have tipped into the VIC threads to try and keep an overall informed view of things ......instead of an often inexperienced one eyed and lopsided view of matters. At the end of the day we must have a consensus among ALL VIC and HDY holders and then proceed along the lines I have mentioned in these posts.