Citibank Equal Payment Plan, page-31

This is a pretty fundamentla aspect of the business and, if true, it means splitit have an intrinsic risk althought not an overt financial one. If splitits financing partners are unable to generate a good return from this, splitit will pay the price.

Either way, i think that the fact this is something that is being speculated on when it is so fundamental to the functioning of the business says it all about how transparent this business is.

DYOR.