I second the recommendation and respectful advice from...

I second the recommendation and respectful advice from SDi...nick off! Thank you for your concern for our financial welfare. Perhaps you would be better served Chazwazla old pal by volunteering several days a week with a soup kitchen. You will be in a better place to help those poor souls rather than trying to save our financial souls. CHP are positioning themselves very very well...there is Gold in them CMY hills...hopefully.