Sorry I was saying 1.5 cents for the half. I think 4 cents for...

Sorry I was saying 1.5 cents for the half. I think 4 cents for the FY 2013. I live in Newcastle and saw FSA home loan ads about a year ago. I guess they stopped those due to lack of profitability in this side of their business. I have also seen in the past FSA debt related ads on the Sky racing.

Personally, I think they will move into financial planning and risk insurance. They will leverage off their current and past client base. May cost to set it up but I think will pay off in the long run. They constantly talk about the full financial life cycle of an FSA client. At present they are only dealing with the debt related side of a clients situation. What happens when they move out of debt and have funds to invest? That is why I think they will move into financial planning and risk insurance.