Banks make huge profits from selling volume not value. it's better for a stock to be worth 0.001 for a bank than 10c because it's cheaper to accumulate volumes to control and mine profits from the mums and dads. They can't let too many people get rich, who then will take out the 3.6% APR loans and mortgages?
again not only KRR sadly, and sounds terribly pessimistic but if you could print money you would too wouldn't you?
