Thanks yo She has no other earnings/salary Our Total investment...

Thanks yo

She has no other earnings/salary

Our Total investment in the ASX is $200,000 and my intension is to off load as much as possible when the time is right ,without paying tax .I fully understand this will take years

Our investment is spread across 9 different (high risk) company's

I just used $37,000 as an example

As you mentioned I understand she will still have to pay the 15% of the super contribution .We might be better selling $18,500 of gains (if we ever get there) and put $500 into her super (@15%) and let the government to match it ,I hope this makes sense

Cheers GH