Hi intheblack and thanks for your reply.In terms of investment...

Hi intheblack and thanks for your reply.

In terms of investment time frame I am no set on twelve months. I can lock it away for a longer period of time. I will just re-assess every twelve months (which I believe is important).

Out of the big players which do you believe delivers the best dividend. I know with my amount of investment I won't be getting a lot but I'd still be interested in getting the best deal i can for my small amount.

I must say that i do like the look of ARGs share reinvestment options too.

MLT looks really good. I was checking it out before I settled on ARG. I sort of went with ARG because of the simple fact that I could purchase more shares with the funds I have available to me. Bad move do you think?

Hybrid securities - this sounds a bit scary! but I will do some reading on it.

PS I love your signature. Boring is good! hopefully wont lose your money with such stability :)