Agree.
I work in digital innovation and am focusing on insurance at this point in time. All I can say is that insurers are some of the most risk-adverse organisations on the planet, as long as profits are good the mentality is that there is little benefit (and lots of downside) in taking a risk on new technology.
As with any new technology, it will take time for the companies creating it to move through their S-curve as they continue to refine and make improvements (this will chew up a lot of investment $$$'s). Once a large incumbent insurer (not start-up) has implemented this technology in production they will be a surge in demand from the others.
Very much the innovator's dilemma.
Agree. I work in digital innovation and am focusing on insurance...
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