Ann: MYS Half Year Results Investor Presentation, page-14

Recent share price action looks like the Nov 2016 low, circa $3.91 could be re tested. There seems to be a recurring theme by brokers who have sell recommendations on the likes of BOQ & BEN and Buys on the likes of NAB & ANZ the latter two who have more exposure to business lending than other banks.

At $3.90 MYS offers a div yield of about 7.4% grossed up to about 10.6% should current dividends be maintained. There is a lot to like about MYS - exposure to Tasmania's growing economy and diversement up the eastern seaboard and business referrals from Brokers. The wealth division is a bonus plus the bank has a conservative book value. When the tide turns for MYS investors accumulating on the dips should be rewarded in the future imo. DYOR