Ann: MYS Half Year Results Investor Presentation, page-12

Thanks for the heads up on the Weekend Australian article Paydirt7.  Interesting comments from Melos Sulicich around mortgage brokers.
It appears MYS derives a far greater proportion of its loans through brokers (80%) than what is written nationally (60%).    

Your hope that governments legislate more passively than recommended may become a reality with both parties now on the same platform with this:

“Labor has listened to experts, including the Productivity Commission and the governor of the Reserve Bank of Australia, and we recognise that moving to a customer-pays model in mortgage broking poses real risks to competition in the banking sector.” A Labor government would ban trailing commissions from lenders to mortgage brokers — usually a 0.2 per cent commission of the value of a loan paid annually over the life of a mortgage — from July 2020. It has promised to set up a flat, upfront commission for brokers to prevent banks competing to offer bigger commissions for a customer. The fee is expected to be about 1.1 per cent of the loan.