Ann: MNY enters NZ Market and exits SACC with sale for $46m, page-7

The forecast is the lower end of $35m-$36m, based on H1 producing  $17.5m that means H2 will approximately the same/ a little bit higher.
So getting rid of SACC & buying the NZ business plus the growth of Auto loans is a net wash in H2.
I see that as a great result & sets up next year for good EPS growth with a maintained dividend as a minimum. I feared either a real earnings hit from SACC exit or a serious lot of write downs. I think MNY got the better deal than Bryant with Labor very likely to get into power this year.

I'd suggest we're looking at the following NPAT for the next 3 halves as a fairly conservative estimate
H2 $17.75m
H1 19/20 $18.5m
H2 19/20 $19.5m ($38m for year)
Based on current year earnings & dilution from DRP & $2M in shares for acquisition on a PE of 12.5 (re-rated from SACC exit) i have a target of $2.39 this year 

I'd dare say they'll get some synergies from the acquisition removing admin functions from NZ as further upside.

I'd expect to see some broker upgrades, greater coverage & lower financing costs going forward now that MNY is no longer a SACC lender.
Perhaps a company name change will also help change perceptions?