Ann: MNY delivers 10.1% increase in NPAT for FY2018, page-4

It's a different business. MNY principally an auto loan company with a small credit loan business which it's looking to exit.
CCP principally buys outstanding debts & collects them but also gives out some loans.

MNY has an impressive growth record both in earnings & sp, i'm not that familiar with CCP's record. I own PNC which is similar to CCP.

Re Motely Fool don't put much faith in their recommendations, they're no better than the average investor in my experience.