Ann: Joint Venture, page-14

I found this useful:

https://www.cybg.com/investor-centre/consensus/

It's a compilation of analyst consensus forecasts for CYBG's various metrics. Forecasts are pre-Jan trading update, which should mean it understates figures to a small degree. In short, consensus forecast this year is for a div yield of around 4.1%, forward reported PE of 11.7, and underlying PE around 7 or 8. Underlying PE forecast to drop to around 5 within 4 years. Obviously very low multiples and shareholders should do well if everything goes as planned.